KEMBA Financial Credit Union

Someone sticking a $100 bill under a ribbon on a present under the tree.
A better way to bank

CREDIT CARD SPECIAL

PICK YOUR VISA CARD FOR THE HOLIDAYS: GET $150 CASH BACK AFTER $1500 IN PURCHASES & 0.00% INTRODUCTORY APR ON BALANCE TRANSFERS FOR A LIMITED TIME!

Find out more

All KEMBA locations, including the Corporate Office and Virtual Branch, will be closing at 1:00 pm on Tuesday, December 24 and will be closed on Wednesday, December 25 in observance of the Christmas holiday.
Top Products & Services

Empowering Your Financial Journey

Phone alert icon
Security Alerts
Cyan auto icon
Auto Loan
Green card icon
Credit Cards
Purple house icon
Home Loans
Orange piggy bank icon
Savings










Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
 
Family enjoying a fall day in a pumpkin patch, representing financial stability and growth

CERTIFICATE SPECIAL

Combat falling rates! Open a 7-Month Certificate & earn up to 4.50% APY


two construction workers remodeling a kitchen

Home Equity Loan Opportunities

Turn your home's equity into cash on demand!

A green icon of a badge with a checkmark in the middle.
Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as

4.99%

Exclamation point icon
Rates effective as of November 20, 2024 . 

Credit Card

APR as low as

12.49%

Exclamation point icon
Rates effective as of November 20, 2024 . 

Money Markets

APY as HIGH as

3.00%

Exclamation point icon
Rates effective as of November 20, 2024 . 

Certificates

APY as HIGH as

3.75%

Exclamation point icon
Rates effective as of November 20, 2024 . 












REFER A FRIEND

Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.


















happy woman in group
KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
A woman looking straight at the camera smiling with people talking behind her.
Volunteer and Serve

Introducing: KEMBA's Associate Director Program!

The Associate Director Program provides Members the opportunity to volunteer and contribute to the future success of our Credit Union.
Become a member

Come see why we're a better way to bank.


Open an account