Quick Fact
Credit bureau fraud contacts
• Equifax 800-525-6285
• Experian 888-397-3742
• TransUnion 800-680-7289
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Safety and Security
Credit unions have not caused the financial turmoil which our nation is currently facing. In fact, not one cent of tax payer money has ever been used to bail out any credit union. We stand ready to be a safe, solid, and sound solution for you. This is a great time to belong to KEMBA Financial Credit Union, Central Ohio’s largest credit union.
We are a member-owned financial cooperative.
We exist solely to serve our members, not third-party stockholders. All of our decisions are made with our members’ best interests in mind. Therefore, we do what is right for your financial well-being.
We are financially strong and secure.
- BauerFinancial has given us a five star rating for safety and
soundness, their highest rating available.
- Our core capital ratio is 12.5%, which is among the
highest capital levels of any financial institution inCentral Ohio,
and perhaps the United States.
- Our earnings are strong, and due to responsible lending, our loan losses are at the lowest
levels we have seen in the past ten years.
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At KEMBA, your funds are insured up to $500,000.
Our accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund, an agency of the federal government and backed by the full faith of the United States Treasury. In addition, we provide our members with an additional $250,000 in private deposit insurance from Excess Share Insurance.
Our core purpose is to promote thrift.
No tricks or gimmicks. Our everyday savings rate is nearly four times greater than most others in the marketplace. We consistently offer competitive rates on our other deposit products, too.
We have a full slate of traditional products and services.
Our products are not exotic or fancy, but they are safe. Our primary responsibility is to ensure the safety of our members’ money, and that is what we have done for the past 75 years. |
Enriching the financial lives of those we have the privilege to serve
is our mission. Doing so in a sound manner, for both our members
and the cooperative, is our practice.
If you have any questions about the safety and security of your Credit Union, please call 614.235.2395 or 800.282.6420, option 4.
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