Individual Retirement Accounts (IRAs)

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The years go rolling by. Let time work for you.


The secret to good retirement planning? It's no secret at all. Start saving as early as possible. Build up a big nest egg. And then - when you leave the workforce - use that money to make the most of your golden years. Individual Retirement Accounts (IRAs) from KEMBA Financial Credit Union, your local central Ohio credit union, can jump-start your retirement savings efforts with solid earnings and tax benefits.
  • Contribute up to $6,000 per year ($7,000 if over age 50)
  • Choose Traditional or Roth IRAs
  • Low fees and high returns
  • Flexible investment options
  • With a Traditional IRA, you may be able to take an income tax each year you make a contribution
  • All Qualified Roth IRA withdrawals are tax-free
  • Turn your 401(k)s and other retirement savings funds into IRAs
  • Consult our expert guides to see how an IRA can work for you.

Consult your tax advisor for tax advice.






















Open an IRA with KEMBA

Step 1 icon
The first step is figuring out what type of IRA you want to open, a traditional IRA or Roth IRA.
  • A traditional IRA is a pre-tax investment account
  • A Roth IRA is a post-tax investment account which allows you to grow your money but is not taxable when you withdraw your funds
Step 2 icon
Step two is deciding how you will fund your new IRA. You can start with a lump sum or by rolling over an existing IRA into your new account.
Step 3 icon
The last step? Schedule an appointment today to learn more about IRAs from KEMBA and open an account.




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