KEMBA Advantage Program

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Extra value? Absolutely. Extra effort? Not really.

What does it take to qualify for the exclusive KEMBA Financial Credit Union Advantage Program? Just smart, simple money management - like making use of us as your primary checking account, enrolling in Direct Deposit, and signing up for planet-friendly eStatements. What advantages do Ohio members get for taking these steps? Rate bonuses, discounts, and that's just the beginning.

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How to Qualify¹:

  • Keep an active KEMBA checking account with at least 15 qualifying transactions per month. That includes bill payments, remote deposit, debit card transactions, and more.
  • Arrange for Direct Deposit of your entire payroll, Social Security, or pension check into a KEMBA checking account.
  • Get your monthly account statement delivered electronically by enrolling in eStatements through Digital Banking.































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Disclosures
*Document preparation, processing, and underwriting fees may still apply.
1To earn KEMBA Advantage member status, the following requirements must be met each month: (1) Have an active checking account and make at least 15 qualifying transactions, which include any combination of the following: cleared checks, Debit Card transactions, bill payments, electronic loan transfers made from your KEMBA checking account, automatic deposits or withdrawals, and Remote Deposits; (2) Have Direct Deposit of your entire payroll, Social Security, or pension check (minimum of $1,000/month); (3) Receive Documents. If you meet the qualifications during a given
calendar month, you will enjoy KEMBA Advantage benefits the next month. Members with a KEMBA business relationship can enjoy Advantage benefits for both your personal and business accounts when you meet the following requirements: (1) Make monthly deposits of at least $2,000 into your business checking or personal checking account; (2) Have at least 15 qualifying checking transactions into your business checking or personal checking, which include any of the following: cleared checks, Debit Card transactions, bill payments, electronic loan transfers made from your KEMBA checking account, automatic deposits or withdrawals, and Remote Deposits; (3) Receive Documents. Loan rate discount and Certificate rate bonuses available only to KEMBA Advantage members meeting program requirements for the full life of the loan or Certificate; otherwise the rate will be adjusted. Actual rate bonuses and discounts will vary and are subject to change. Free box of checks is limited to standard Regal check design. KEMBA reserves the right to change or cancel this program at any time. KEMBA membership required.
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