KEMBA Financial Credit Union

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A better way to bank

CREDIT CARD SPECIAL

Start your New Year off financially savvy: Choose from 2 cards with 0.00% intro APR on balance transfers!

Find out more

All KEMBA locations, including the Corporate Office and Virtual Branch, will be closed Monday, February 17 in observance of Presidents' Day.
KEMBA's 92nd Annual Meeting is scheduled for March 12, 2025. Click here to learn more and RSVP.
Top Products & Services

Empowering Your Financial Journey

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Security Alerts
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Auto Loan
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Credit Cards
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Home Loans
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Savings










Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
 
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CERTIFICATE SPECIAL

Combat falling rates! Open a limited time, 5-Month Certificate for up to 4.35% APY

Counting cash savings after auto loan refinancing, showcasing the benefits of lower rates and cashback rewards for smart financial decisions.

Auto Loan Refinance Special

Get up to $500 cash back -- next day!
Happy family reviewing finances with a laptop, highlighting the stability and security of a Money Market Account for financial peace of mind.

Money Market Special

Reliable returns for every goal - earn up to 4.40% APY for a limited time!
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Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as

5.24%

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Rates effective as of February 1, 2025 . 

Credit Card

APR as low as

12.24%

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Rates effective as of February 1, 2025 . 

Money Markets

APY as HIGH as

2.90%

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Rates effective as of February 1, 2025 . 

Certificates

APY as HIGH as

4.00%

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Rates effective as of February 1, 2025 . 












REFER A FRIEND

Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.


















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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
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Volunteer and Serve

Introducing: KEMBA's Associate Director Program!

The Associate Director Program provides Members the opportunity to volunteer and contribute to the future success of our Credit Union.
Become a member

Come see why we're a better way to bank.


Open an account