Your operating budget just got somewhat bigger
Looking for new revenue streams? So is every business these days. At KEMBA Financial Credit Union, we can give your bottom line an extra boost with an interest-earning checking account. When you add our time-saving Digital Banking tools and hundreds of free monthly transactions, you get an account that offers exceptional value at a very low price.
- Minimum opening deposit of $1000
- Earn competitive interest with minimum average daily balance of $5,000
- Avoid $10 monthly service charge with $5,000 minimum average daily balance
- 500 transactions per month (after that, $0.15 per transaction)
- Get an instantly issued KEMBA Mastercard® Debit Card1 for fast, easy purchases
- Deposit checks from anywhere with Remote Deposit
- Tap into your checking account at more than 50,000 non-KEMBA surcharge-free ATMs nationwide
- 24/7 convenience of unlimited Digital Banking tools
- Electronic Bill Pay and mobile check deposit2
| Item | Business Value Checking | Business Smart Checking (Interest Bearing) |
|---|---|---|
| Minimum balance to open | $100.00 | $1,000.00 |
| Monthly service charge | $10.00 | $10.00 |
| Average daily balance required to avoid monthly service charge | $500.00 | $5,000.00 |
| Transaction items per month | 200 | 500 |
| Per transaction item fees | $0.25 each item over 200 | $0.15 each item over 500 |
| Minimum average daily balance to earn dividends | N/A | $5,000.00 |
| Dividend frequency | N/A | Monthly |
| Dividend payment calculation method | N/A | Average Daily Balance |
| Dividends paid on | N/A | Entire Account Balance |
| Early account closure fee (if closed within 6 months of account opening) | $25.00 | $25.00 |
| Debit Card | Included | Included |
| Digital Banking access | Included | Included |
| Bill Pay | Included | Included |
| Instant Access (telephone banking) | Included | Included |
