A full-service account focused on efficiency
Sometimes the best move is to send a check. Other times, a debit card is a better option. And these days, more and more business is being transacted with electronic payments. At KEMBA Financial Credit Union, we don't try to tell your business how to manage its money. But we do provide all the solutions needed to take care of your finances quickly and efficiently, 24 hours a day.
- $100 minimum opening deposit
- $10 monthly fee waived with $500 average daily balance or KEMBA Advantage status1
- Mastercard® debit card2 included
- Deposit checks from anywhere with Remote Deposit
- Tap into your checking account at more than 50,000 non-KEMBA surcharge-free ATMs nationwide
- Get an instantly issued KEMBA Mastercard Debit Card for fast, easy purchases
- 24/7 Digital Banking
- Electronic Bill Pay3
- Instant Access telephone banking
- 200 monthly transactions (After that, $0.25 per item)
- $25 fee if account closed within 6 months of opening
| Item | Business Value Checking | Business Smart Checking (Interest Bearing) |
|---|---|---|
| Minimum balance to open | $100.00 | $1,000.00 |
| Monthly service charge | $10.00 | $10.00 |
| Average daily balance required to avoid monthly service charge | $500.00 | $5,000.00 |
| Transaction items per month | 200 | 500 |
| Per transaction item fees | $0.25 each item over 200 | $0.15 each item over 500 |
| Minimum average daily balance to earn dividends | N/A | $5,000.00 |
| Dividend frequency | N/A | Monthly |
| Dividend payment calculation method | N/A | Average Daily Balance |
| Dividends paid on | N/A | Entire Account Balance |
| Early account closure fee (if closed within 6 months of account opening) | $25.00 | $25.00 |
| Debit Card | Included | Included |
| Digital Banking access | Included | Included |
| Bill Pay | Included | Included |
| Instant Access (telephone banking) | Included | Included |
