KEMBA Business Checking
KEMBA Financial Credit Union offers two types of business checking accounts – Business Value and Business Smart. Both account types provide the access and tools you need to run your Central Ohio business, we can help you pick the one that meets your unique needs. The Business Smart Checking account is interest-bearing and offers better overall value for businesses with larger transaction volumes.
With a KEMBA business checking account, you’ll get all the benefits you would expect from a business banking account and personalized services to help you navigate your options:
- Mastercard® Debit Card1
- Digital Banking Access
- Electronic bill pay and instant access2
- And more!
Plus, when your business qualifies for KEMBA Advantage3, you are eligible for interest rate bonuses. Get started and open a business checking account today with as little as $100.
Compare Business Checking Accounts
| Features | Business Value Checking |
Business Smart Checking (Interest Bearing) |
|---|---|---|
| Minimum balance to open | $100.00 | $1,000.00 |
| Monthly service charge | $10.00 | $10.00 |
| Average daily balance required to avoid monthly service charge | $500.00 | $5,000.00 |
| Transaction items per month | 200 | 500 |
| Per transaction item fees | $0.25 each item over 200 | $0.15 each item over 500 |
| Minimum average daily balance to earn dividends | N/A | $5,000.00 |
| Dividend frequency | N/A | Monthly |
| Dividend payment calculation method | N/A | Average Daily Balance |
| Dividends paid on | N/A | Entire Account Balance |
| Early account closure fee (if closed within 6 months of account opening) | $25.00 | $25.00 |
| Debit Card | Included | Included |
| Digital Banking access | Included | Included |
| Bill Pay | Included | Included |
| Instant Access (telephone banking) | Included | Included |
