¹ APY = Annual Percentage Yield. Dividend rates are subject to change after account opening. This Money Market Account promotional rate of 4.40% APY for Advantage members, and 3.40% APY for non-Advantage members, is available to new and current members who open a new KEMBA Consumer Money Market or KEMBA Business Money Marketing Account during promotional period. Minimum balance to open and earn stated APY is $5,000 and maximum balance for this promotional Money Market rate is $1,000,000. Tiered rates apply for this account and will be determined based on the daily balance maintained. The first tier of $0.01 to $1,000,000 balance will earn a 4.40% APY for Advantage members, and 3.40% APY for non-Advantage members. The APY earned for the second tier, deposits in excess of $1,000,000, will depend on Advantage status and range from 2.40% APY to 2.90% APY. For example, if you deposit $1,000,000.01 in this Money Market Account, you will earn 2.90% APY as an Advantage member, or 2.40% APY as a non-Advantage member on any amount over $1,000,000. Offer valid on new money only (new money defined as money not on deposit with KEMBA in the past 12 months and/or has been deposited only within the prior 5 business days). Money currently on deposit at KEMBA is not eligible for this offer for the entire time the promotional rate is in effect (12.31.2025). Limit one Money Market Account offer per Primary member and Business member. Withdrawals and fees may reduce earnings. The promotional rate accurate as of 2.1.2025 and will be available through 12.31.2025. For example, a Money Market Account opened 2.15.2025, would earn the promotional rate through 12.31.2025. The rate for this promotional Money Market Account will revert back to the prevailing Money Market Account rates and tiers on 1.1.2026. On or after that date, you may visit our rates page to find out the APY that will apply to your Money Market Account. Restrictions apply.
† Subject to transaction limits.
Visit kemba.org/advantage for Advantage program details. KEMBA reserves the right to change or cancel the Advantage program at any time.
KEMBA reserves the right to change or cancel this offer at any time. KEMBA membership required. Offer ends 3.31.2025.