Money Market Special

Woman counting paper money which represents the Money Market Account $300 bonus promotion
Limited-time offer

It Pays to Save!























Get up to a $300 bonus¹ and earn a premium interest rate on your money - 9x higher than the national average rate² - for a limited time!

Limited-Time Offer

4.25% APY until 2025³ + $300 Bonus
– KEMBA Advantage Status Required –
– Everyday introductory rate 3.75% APY –
  • A minimum balance of $5,000 is required to earn stated APY, with a $1,000,000 maximum
  • Deposit or withdraw your funds at any time
  • Easy access and flexibility with your money
  • No hidden fees
  • Earn stated dividend rate until December 31, 2024
  • Deposits insured by NCUA - up to $250,000
  • For bonus eligibility - a minimum deposit of $10,000 must be deposited in the first 30 days the account is opened
  • $10,000 balance must be maintained to earn bonus as follows:
    • At 90 days - $100 bonus paid into your Money Market Account
    • At 180 days - $200 bonus paid into your Money Market Account
  • Advantage status required at time of payouts
  • Available to businesses!
  • Click here for details about Money Market Accounts

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Disclosures
¹ Bonus requires $10,000 minimum deposit in the first thirty days and balance must be maintained throughout the first 180 days to be eligible for cumulative $300 bonus. Offer valid on new money only (new money defined as money not on deposit with KEMBA in the past 12 months and/or has been deposited only within the prior 5 business days). Member must be Advantage status at the 90-day mark and have maintained at least $10,000 in the Money Market account to receive the $100 bonus. Member must be Advantage status at the 180-day mark and have maintained at least $10,000 in the Money Market account for the $200 bonus. Bonus will be paid into Money Market Account on day 90 and day 180 for eligible members.
 
² 9x figure when compared to the national average rate of 0.47% for Money Market accounts, as reported by Bankrate.com on 7.29.2024.
 
³ APY = Annual Percentage Yield. Dividend rates are subject to change after account opening. This Money Market Account promotional rate of 4.25% APY for Advantage members, and 3.75% APY for non-Advantage members, is available to new and current members who open a new KEMBA Consumer Money Market or KEMBA Business Money Marketing Account during promotional period. Offer also valid for current members with promotional Certificates maturing in August or September 2024. Minimum balance to open and earn stated APY is $5,000 and maximum balance for this promotional Money Market rate is $1,000,000. Tiered rates apply for this account and will be determined based on the daily balance maintained. The first tier of $0.01 to $1,000,000 balance will earn a 4.25% APY for Advantage members, and 3.75% APY for non-Advantage members. The APY earned for the second tier, deposits in excess of $1,000,000, will depend on Advantage status and range from 2.50% APY to 3.00% APY. For example, if you deposit $1,000,000.01 in this Money Market Account, you will earn 3.00% APY as an Advantage member, or 2.50% APY as a non-Advantage member on any amount over $1,000,000. Offer valid on new money only (new money defined as money not on deposit with KEMBA in the past 12 months and/or has been deposited only within the prior 5 business days). Money currently on deposit at KEMBA is not eligible for this offer for the entire time the promotional rate is in effect (12.31.2024). Limit one Money Market Account offer per Primary member and Business member. Withdrawals and fees may reduce earnings. The promotional rate accurate as of 8.1.2024 and will be available through 12.31.2024. For example, a Money Market Account opened 8.11. 2024, would earn the promotional rate through 12.31.2024. The rate for this promotional Money Market Account will revert back to the prevailing Money Market Account rates and tiers on 1.1.2025. On or after that date, you may visit our rates page to find out the APY that will apply to your Money Market Account. Restrictions apply.
 
† Subject to transaction limits.
 
Visit kemba.org/advantage for Advantage program details. KEMBA reserves the right to change or cancel the Advantage program at any time.
KEMBA reserves the right to change or cancel this offer at any time. KEMBA membership required. Offer ends 9.30.2024.

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