1 1.5% cash back rewards paid monthly at the end of each billing cycle. You will receive 1.5 points for every $1 you spend with your credit card. Cash back rewards applied on balance transfers in the first 90 days only, not valid during balance transfer promotions. 100 points = $1.50 cash back. Account must be in good standing at time of payout. Rewards will be deposited into cardholder’s Primary Savings Account on the first of each month based on transactions the previous month. KEMBA will debit for returns and disputes when applicable.
2 APR = Annual Percentage Rate. APR is based on your creditworthiness as disclosed at time of application (ranging from 14.49% APR to 20.49% APR). The Prime Rate used to determine your APRs for purchases, balance transfers, and cash advances is the Prime Rate published in the Wall Street Journal on the twentieth (20th) calendar day of the previous calendar month. KEMBA reserves the right to offer an alternative credit card product. Benefits accurate as of 11.1.2023. Rates, terms, and conditions are subject to change without notice. KEMBA membership required. Eligibility and offered rate may vary based on creditworthiness.
Important information about your loan application:A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded.
Click here to find out if you’re eligible for membership.
Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender.
USA PATRIOT Act
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
