Traditional Mortgages & Refinances

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One tradition that's definitely worth keeping

It's like putting your house on a rock-solid foundation. Traditional mortgages are built to last. They feature fixed rates, which means you'll have stable monthly payments for the life of a loan. And that's an important factor when you're trying to plan your future and map out your family's long-range finances.
  • Ideal for purchases or for refinancing your current home loan, possibly to secure a lower interest rate or to save on interest charges with a shorter term
  • Choose loans of 30, 20, 15, 12 or 10 years
  • Get pre-approved before you go house-hunting
  • Lock in a low rate
  • Work with friendly lenders who can guide you through the application process
  • See if you're eligible for VA or FHA loans
  • Use KEMBA's Home Loan Calculator to estimate what you'll pay each month



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