Savings in Powell, Ohio

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It’s Easy to Save Money at KEMBA’s Powell branch

In today's day and age, you may feel that saving money is impossible; fortunately, we're here to help. KEMBA Financial Credit Union’s Powell branch has a variety of savings accounts and Certificates of Deposit to accommodate any budget. We’ll help you establish sound savings habits, so that you can save to your maximum potential for your retirement, a much-needed vacation, or in the case of life's emergencies, such as home and automotive expenses. Stop by our Powell branch and meet with one of our personal bankers to get started. It’s easier than you think!


KEMBA Financial Credit Union Gahanna Branch

We Can Help You Grow Your Money

Every time you receive money, it’s important to pay yourself first. That means putting money aside before you pay your monthly bills or making impulse purchases. At KEMBA’s Powell branch, we’ll work with you to open a savings account and set financial goals that will grow your money and help you build a solid financial foundation that you can rely on — whether it’s for an unexpected expense or to treat yourself.


Compare savings accounts for all your unique financial goals.

In addition to traditional savings accounts, KEMBA also offers other high yield savings account solutions – like Certificates (better known as CDs) and Money Market accounts - to help you not only save your money, but also watch it grow. When you open a KEMBA savings product at your local Powell branch, your savings are safe and secure at KEMBA, with federally insurance by the NCUA. Just as importantly, your funds stay within easy reach through Digital Banking, meaning you can tap into them whenever the situation calls for it.
Credit Union Membership

Savings Account

In addition to setting aside money for rainy days and brighter futures, opening this account establishes your membership in our Central Ohio credit union.
  • Only $5 needed to open
  • Earn competitive interest
  • Build balance through Direct Deposit and Payroll Deduction
Future Savings

Certificates

In life, timing can be everything. With Certificate accounts, traditionally known as a CD, you can save on your own schedule, ensuring that your extra money will be available right when you need it. With current interest rates, our Certificates provide some of the best rates across all our savings account products.
  • Savings periods from 3 months to 7 years with a fixed interest rate
  • Higher earnings than traditional savings accounts
  • Low minimum balance of just $500
competitive dividend rates

Money Market Accounts

Give your savings portfolio some variety. Money Market accounts pay more than traditional savings accounts while keeping your funds in easy reach. Your return (the interest earned) varies based on the account balance, so the higher the balance, the more you earn.
  • Tiered rate structure means bigger balances can earn more
  • Access funds through Digital Banking
  • Secure investment with deposits insured by NCUA
Ohio home ownership

Ohio Homebuyer Plus Savings Account

Saving for a new home in Ohio is faster and easier than ever with above-market average interest rates! Whether it’s an exciting first home, your dream house, an upgrade to fit a growing family, or your solo sanctuary…we will help you make your Ohio home ownership dreams a reality.
  • High-rate savings available to existing and aspiring homebuyers
  • $100 minimum contribution
  • $100,000 maximum contribution
  • Use towards mortgage closing costs or a down payment on your home within 5 years of savings account opening
  • Deposits are safe and federally insured by NCUA
  • Potential tax advantages+
pre-taxed savings account

Health Savings Accounts (HSA)

Dealing with a serious illness or injury in the family is difficult enough without worrying about how to pay the bills. With a Health Savings account (HSA), you can set aside money for future medical expenses ranging from yearly physicals to examinations. 
  • Pays for a wide range of medical, dental and vision care
  • Earns competitive interest
  • Features tax advantages (consult your tax advisor for advice)
Investment Tool

IRAs

After leaving the working world, you'll have a lot more time for you! Fund your future with an Individual Retirement Account (IRA) and make sure you have all the money you need to cover living expenses and enjoy retirement in Ohio.

  • Traditional and Roth IRAs available
  • Benefit from a range of tax advantages (definitely consult your tax advisor on this one)
  • Contribute up to $6,000 annually ($7,000 if over age 50)
Youth Accounts

Youth Solutions

Savings accounts for your children are a great place for birthday cash, weekly allowances and part-time job pay. In the grander scheme, they're the first step on a lifetime financial journey and can be co-managed by a parent or guardian.
  • Savings Accounts
  • Money Market Accounts
  • Certificates
  • Elements Checking
HOLIDAY SAVINGS

Christmas Club Savings

The next holiday season starts now. By saving year-round, you'll have more money to deck the halls with everything that makes you happy.
  • Make easy deposits through payroll deduction or Direct Deposit
  • Earn competitive interest
  • Funds automatically become available on November 1st

What Your Powell Neighbors Are Saying


An icon of five golden stars.

Outstanding Branch

"I’ve been to many conventional banks and credit unions alike. Kemba’s Powell staff are outstanding. They are always professional and very helpful with all of my questions." -Steve S.
 
An icon of five golden stars.

Exceptional Experience

"My experience with KEMBA has been exceptional so far. I wish I had known about them sooner." -Tricia S.
 
An icon of five golden stars.

Very Helpful Staff

"Great experience, very helpful! Able to do a balance transfer easily for a credit card. Highly recommend!" -Joe M.
 

Learn More About Savings

To learn more about Savings and Deposits, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.

 










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Our Team is
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At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.

To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.
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Use KEMBA as your primary financial institution to enjoy rate bonuses on deposits and discounts on loans. Earn more, save more!
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