Credit Score powered by SavvyMoney

Pair of hands holding cell phone with credit score graphic.


Staying on top of your credit score has never been easier.

KEMBA Financial Credit Union is committed to providing you with all the tools you need to put your best financial foot forward. With Credit Score powered by SavvyMoney® you can access your credit score, full credit report, credit monitoring, financial tips, and education - all without impacting your credit score.




















Benefits of Credit Score

You can access these features 24/7 through KEMBA's Digital Banking platform and mobile app, without impacting your credit score.
  • Daily access to your credit score
  • Real time credit monitoring alerts
  • Credit score simulator
  • Personalized credit report and resources
  • Special credit offers
  • And more!
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There is more to Credit Score than just your score.

Credit Score Action Plan
The Credit Score Action Plan feature offers personalized recommendations consolidated in a single place. The analysis is based upon the five main factors impacting user's credit score.
  • Payment history
  • Credit usage
  • Credit age
  • Account mix
  • Inquiries
Credit Score Simulator
Looking to open a new credit card or pay off a current loan? Use the Score Simulator to see how different financial behavior may impact your credit score. Including:
  • Applying for new credit
  • Changes to current loan and credit balances
  • Changes in your payment activity
Credit Score Goals
Have a goal to improve your credit score? Set a goal with the Credit Score Goal tool.
  • Pick your credit score goal.
  • Select your desired timeframe to achieve.
  • Track your progress and receive updates.
  • Receive recommendations on how to improve your score.
Financial Checkup
The Financial Checkup is an easy assessment tool providing a comprehensive view of your current financial wellness. 
  • Assessment divided into three sections - Savings & Planning, Financial Security, and Monthly Budget
  • Your main score is broken down into four sub-scores based on these key financial wellness indicators: Spend, Borrow, Save, and Plan
Finding Credit Score & Report in Digital Banking
Ready to sign up for Credit Score powered by SavvyMoney? It's easy!
  • Login to Digital Banking either on your desktop or the Mobile App.
  • Go to your Dashboard.
  • Look for the Dashboard card titled "Credit Score & Report." If you don't see it - click on "Organize Dashboard" to find.
  • Click to sign up and you are finished!






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Our Team is
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At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.

To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.
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