¹ Bonus requires $10,000 minimum deposit in the first thirty days and balance must be maintained throughout the first 180 days to be eligible for cumulative $300 bonus. Offer valid on new money only (new money defined as money not on deposit with KEMBA in the past 12 months and/or has been deposited only within the prior 5 business days). Member must be Advantage status at the 90-day mark and have maintained at least $10,000 in the Money Market account to receive the $100 bonus. Member must be Advantage status at the 180-day mark and have maintained at least $10,000 in the Money Market account for the $200 bonus. Bonus will be paid into Money Market Account on day 90 and day 180 for eligible members.
² 6x figure when compared to the national average of 0.66% on Business Money Market accounts, as reported by Nerd Wallet on 6.12.2024.
³ APY = Annual Percentage Yield. Dividend rates are subject to change after account opening. This Money Market Account promotional rate of 4.25% APY for Advantage members, and 3.75% APY for non-Advantage members, is available to new and current members who open a new KEMBA Consumer Money Market or KEMBA Business Money Marketing Account during promotional period. Offer also valid for current members with promotional Certificates maturing in August or September 2024. Minimum balance to open and earn stated APY is $5,000 and maximum balance for this promotional Money Market rate is $1,000,000. Tiered rates apply for this account and will be determined based on the daily balance maintained. The first tier of $0.01 to $1,000,000 balance will earn a 4.25% APY for Advantage members, and 3.75% APY for non-Advantage members. The APY earned for the second tier, deposits in excess of $1,000,000, will depend on Advantage status and range from 2.50% APY to 3.00% APY. For example, if you deposit $1,000,000.01 in this Money Market Account, you will earn 3.00% APY as an Advantage member, or 2.50% APY as a non-Advantage member on any amount over $1,000,000. Offer valid on new money only (new money defined as money not on deposit with KEMBA in the past 12 months and/or has been deposited only within the prior 5 business days). Money currently on deposit at KEMBA is not eligible for this offer for the entire time the promotional rate is in effect (12.31.2024). Limit one Money Market Account offer per Primary member and Business member. Withdrawals and fees may reduce earnings. The promotional rate accurate as of 8.1.2024 and will be available through 12.31.2024. For example, a Money Market Account opened 8.11. 2024, would earn the promotional rate through 12.31.2024. The rate for this promotional Money Market Account will revert back to the prevailing Money Market Account rates and tiers on 1.1.2025. On or after that date, you may visit our rates page to find out the APY that will apply to your Money Market Account. Restrictions apply.
† Subject to transaction limits.
Visit
kemba.org/advantage for Advantage program details. KEMBA reserves the right to change or cancel the Advantage program at any time.
KEMBA reserves the right to change or cancel this offer at any time. KEMBA membership required. Offer ends 9.30.2024.
KEMBA Advantage: To earn KEMBA Advantage member status, the following requirements must be met each month: (1) Have an active checking account and make at least 15 qualifying transactions, which include any combination of the following: cleared checks, Debit Card transactions, bill payments, electronic loan transfers made from your KEMBA checking account, automatic deposits or withdrawals, and Remote Deposits; (2) Have Direct Deposit of your entire payroll, Social Security, or pension check (minimum of $1,000/month); (3) Receive Documents. If you meet the qualifications during a given calendar month, you will enjoy KEMBA Advantage benefits the next month. Members with a KEMBA business relationship can enjoy Advantage benefits for both your personal and business accounts when you meet the following requirements: (1) Make monthly deposits of at least $2,000 into your business checking or personal checking account; (2) Have at least 15 qualifying checking transactions into your business checking or personal checking, which include any of the following: cleared checks, Debit Card transactions, bill payments, electronic loan transfers made from your KEMBA checking account, automatic deposits or withdrawals, and Remote Deposits; (3) Receive Documents. Loan rate discount and Certificate rate bonuses available only to KEMBA Advantage members meeting program requirements for the full life of the loan or Certificate; otherwise, the rate will be adjusted. Actual rate bonuses and discounts will vary and are subject to change. Free box of checks is limited to standard Regal check design. KEMBA reserves the right to change or cancel this program at any time.
