Mortgages in Hilliard

young couple moving into a new home
Find the Right Mortgage Solution in Hilliard

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KEMBA Financial Credit Union Loves to Open Doors for our Hilliard Neighbors

Get ready to move into your new home with a mortgage from KEMBA Financial Credit Union’s Hilliard branch. We offer an array of mortgages with competitive rates to help you buy that new house or refinance your existing home. Our experienced mortgage lenders will work with you to secure a loan with favorable terms to meet your budget to put your dream home within reach.
  • Competitive mortgage rates in Hilliard
  • Fixed-rate and adjustable-rate home loans
  • Choice of multiple repayment periods
  • Save for your next home with an Ohio Homebuyer Plus Savings Account
  • Access to government-backed programs, including FHA & VA mortgage loans 
  • Friendly, knowledgeable mortgage lending team at our Hilliard branch
  • Use KEMBA's Home Loan Calculator to estimate what you'll pay each month
  • Update your Hilliard home with a home equity loan


Mortgage Rates




Take a Closer Look

KEMBA Financial Credit Union offers both traditional, adjustable rate mortgages as well as home equity loan options to meet your home financing needs in Hilliard.
fixed-rate

Traditional Mortgages & Refinances

There's a reason why fixed-rate mortgages have been popular for generations. Stable monthly payments make for easier long-term financial planning.
  • Choose loans of 10, 12, 15, 20 or 30 years
  • Get pre-approved before house-hunting
  • Save money through refinancing

Adjustable Rate

Adjustable Rate Mortgages

Buying a house is expensive. Luckily, you can reduce your upfront costs with a loan that offers a lower rate for the first few years.
  • Choose lower rates for 3, 5 or 7 years
  • After that, rates are adjusted periodically
  • Loan caps limit overall rate increases

Exclusive Home Savings

Ohio Homebuyer Plus Savings

Saving for a new home is faster and easier than ever with above-market average interest rates! Whether it’s your first home, your dream digs, an upgrade to fit a growing family, or your empty nester sanctuary…we will help you make your home ownership dreams a reality.
  • High-rate savings available to existing and aspiring homebuyers
  • Minimum contribution $100
  • Use towards closing costs or a down payment within 5 years
Your first home

First-Time Homebuyer Guide

Working with KEMBA to finance your first home comes with many advantages that save you time and money. We'll help you understand the process so you can proceed confidently.
  • Know what to expect and what you'll need
  • Choose from various home loan options
  • Find a mortgage that fits your budget and lifestyle
special military benefit

VA Loans

A grateful nation salutes your service as a veteran. In appreciation, you have access to special mortgages that come with a number of financial benefits.
  • Lower rates
  • No down payments
  • No private mortgage insurance

simplify your process

HomeAdvantage®

Using the HomeAdvantage Home Buying Center is easy and straightforward. Simply use any agent in the HomeAdvantage network to buy or sell your home.
  • Earn Cash Rewards equal to 20%* of the agent’s commission.
  • The program is completely free to use.

Home Equity Products

Home Equity Loans

Receive all your money upfront, use it as you see fit, or open a line of credit to use as you need it. 
  • Competitive Rates
  • Easy online application
  • Funds can be used for almost any purchase
government-backed loan

FHA Mortgage Loans

Saving up for a down payment can seem like an impossible mountain to climb. This popular federal loan program levels the playing field.
  • Down payments as low as 3.5%
  • More flexible credit standards
  • Gifts acceptable to help with upfront costs

Hilliard Mortgage & Home Equity Loans

Whether you’re a first-time homebuyer or it’s not your first rodeo, the mortgage lenders at KEMBA’s Hilliard branch are here to serve you. We’re ready to answer your questions and discuss a variety of mortgage options to fit your budget. We also offer refinancing and HELOCs if you want to remodel/renovate your current home.
 

What Your Hilliard Neighbors Are Saying

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30+ Years of Banking With KEMBA

"I’ve been banking with KEMBA for over 30 years now and I have loved pretty much every minute of it. Rates are great, customer service has been more helpful over the years than I can say." -Kyle E.
 
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Easy Auto Refinance

"Joe was amazing with helping me refinance my car!" -Brandon S.
 
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Above and Beyond

"I worked with Connor after a bad car accident. He went above and beyond to help and make it as hassle free as possible. " -Tiffany D.
 

Learn More About Home Loan Products

To learn more about Mortgages and Home Equity, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.

 












Speak with a mortgage expert

Mortgage Application



At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.

To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.
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