Mortgages in Reynoldsburg

young couple moving into a new home
Find the Right Mortgage Solution in Reynoldsburg

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Ready to buy a home? KEMBA in Reynoldsburg is here for you


Whether it’s your first home or your fifth, KEMBA Financial Credit Union’s Reynoldsburg branch is here for you. We offer a variety of competitive-rate mortgages to help you secure the home of your dreams. You can also look to us if you’re looking to refinance or seeking a home equity loan to fix up your house. Meet with one of our professional lenders who has the experience and resources to advise you on the best mortgage option to fit your housing goals and finances.

  • Competitive mortgage rates in Reynoldsburg
  • Fixed-rate and adjustable-rate home loans
  • Choice of multiple repayment periods
  • Save for your next home with an Ohio Homebuyer Plus Savings Account
  • Access to government-backed programs, including FHA & VA mortgage loans 
  • Friendly, knowledgeable mortgage lending team at our Reynoldsburg branch
  • Use KEMBA's Home Loan Calculator to estimate what you'll pay each month
  • Update your Reynoldsburg home with a home equity loan


Mortgage Rates




Take a Closer Look

KEMBA Financial Credit Union offers both traditional, adjustable rate mortgages as well as home equity loan options to meet your home financing needs in Reynoldsburg.
fixed-rate

Traditional Mortgages & Refinances


There's a reason why fixed-rate mortgages have been popular for generations. Stable monthly payments make for easier long-term financial planning.
  • Choose loans of 10, 12, 15, 20 or 30 years
  • Get pre-approved before house-hunting
  • Save money through refinancing

Adjustable Rate

Adjustable Rate Mortgages


Buying a house is expensive. But you can reduce your upfront costs with a loan that offers a lower rate for the first few years.
  • Choose lower rates for 3, 5 or 7 years
  • After that, rates are adjusted periodically
  • Loan caps limit overall rate increases

Exclusive Home Savings

Ohio Homebuyer Plus Savings


Saving for a new home is faster and easier than ever with above-market average interest rates! Whether it’s your first home, your dream digs, an upgrade to fit a growing family, or your empty nester sanctuary…we will help you make your home ownership dreams a reality.
  • High-rate savings available to existing and aspiring homebuyers
  • Minimum contribution $100
  • Use towards closing costs or a down payment within 5 years
Your first home

First-Time Homebuyer Guide


Working with KEMBA to finance your first home comes with many advantages that save you time and money. We'll help you understand the process so you can proceed confidently.
  • Know what to expect and what you'll need
  • Choose from various home loan options
  • Find a mortgage that fits your budget and lifestyle
special military benefit

VA Loans


A grateful nation salutes your service as a veteran. In appreciation, you have access to special mortgages that come with a number of financial benefits.
  • Lower rates
  • No down payments
  • No private mortgage insurance

simplify your process

HomeAdvantage®


Using the HomeAdvantage Home Buying Center is easy and straightforward. Simply use any agent in the HomeAdvantage network to buy or sell your home.
  • Earn Cash Rewards equal to 20%* of the agent’s commission.
  • The program is completely free to use.

Home Equity Products

Home Equity Loans

Receive all your money upfront, use it as you see fit, or open a line of credit to use as you need it. 
  • Competitive Rates
  • Easy online application
  • Funds can be used for almost any purchase
government-backed loan

FHA Mortgage Loans

Saving up for a down payment can seem like an impossible mountain to climb. This popular federal loan program levels the playing field.
  • Down payments as low as 3.5%
  • More flexible credit standards
  • Gifts acceptable to help with upfront costs

Reynoldsburg Mortgage & Home Equity Loans


Explore your mortgage options at KEMBA’s Reynoldsburg branch. Whether it’s for a new home purchase, to update your existing home, or to lower your monthly mortgage payments, we have solutions. We offer competitive rates on mortgages and home equity products in your neighborhood. Stop in at our local Reynoldsburg branch today to discover why KEMBA is a better way to bank.

What Your Reynoldsburg Neighbors Are Saying


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Well Taken Care Of

"I needed to open an account and Cortland made sure I was taken care of. He answered all of my questions" -Carrie S.
 
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Great Service

"Great service and cool new interactive teller machines coming in as part of a remodel!" -Michael M.
 
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Very Professional

"KEMBA and specifically this branch helped me a lot in refinancing my car. Rachel was great on helping costumers. Very professional. " -Mandy F.
 

Learn More About Home Loan Products


To learn more about Mortgages and Home Equity, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


 












Speak with a mortgage expert

Mortgage Application



At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.

To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.
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