Budgeting & Money Management

Stress and anxiety that stems from your finances can affect your health. Keeping your finances in check will give you peace of mind and help you sleep better at night. These tips for improving your financial outlook can help improve your well being as well.

Owning a small business comes with satisfying rewards (being your own boss? Check. Deciding what days you wear real pants? Check.) With the benefits comes the responsibility of money management.

Unfortunately, many consumers in the United States are not well-educated about money and how to effectively manage it. This has led to high-interest credit card and personal loan debt that’s sweeping the nation. To help our members establish a solid financial foundation, we’ve put together a list of some…

Owning a small business comes with satisfying rewards: being your own boss? Check. Deciding what days you wear real pants? Check. With the benefits comes the responsibility of money management...

Holiday travel season is near, and peak prices already tell that story: nearly 75% of Hopper customers say that as they book travel this year, they plan to spend the same or more than what they shelled out last year. If this sounds uncomfortably familiar, don't panic...

Welcoming a new one into your family can be exciting, exhausting, and overwhelming at the same time. Learn what you need to consider financially as your prepare for now and in the future.

The recent outbreak of COVID-19 virus has sent the financial markets, local commerce and life itself into a tailspin. In times like this, the first thing consumers worry about is how they are going to pay their bills. This crisis, like others before, will pass and life will adjust and resume, but there are some…

When you think of New Year’s resolutions, you probably think about losing weight or giving up a bad habit like smoking or eating too much sugar, but the beginning of a brand new decade can also be an ideal time to hit the reset button on…

For many, the holiday season is a time for making memories, sharing joy, seeing friends and family and….STRESS. Holiday-induced stress can ruin the holiday experience, and every year it seems that holiday stress grows. We stress about buying the right gift for people in our lives, juggling calendars and making time for everyone on our…

It’s the most wonderful time of the year! December is a month full of food, family, goodwill, and cheer. ‘Tis the season to be jolly, yet the majority of Americans report feeling stressed during this month. The Stress of the Holidays A 2017 America Psychological Association study found that 62% of Americans stress about money…

Be ready for the holidays with a Christmas Club Savings account from KEMBA Try as you might, putting money away for the holidays—money you promise not to spend until the Yuletide season—is a challenge for many people. KEMBA Financial Credit Union has the perfect solution: a Christmas Club Savings account. An easy way to save…

Some believe that bankruptcy is a process that you cannot recover from financially. While bankruptcy can be a daunting process, there are ways to rebuild your credit after filing for bankruptcy. There is hope for those who have gone through this process. Review our tips for rebuilding your credit after a personal bankruptcy.

If you are losing sleep over your financial situation, a debt management plan may be just what you need. A debt management plan is simply a plan that helps you attack your debt with the income you have. A financial counselor can work with you to create the plan and help you stick to it…

Veterans and military personnel bravely protect our freedoms and our nation’s security. When it comes to managing financial well-being and providing security at home, many may need guidance...

This year, many Americans may find they are dealing with financial setbacks such as a loss of employment, reduced income, or other unanticipated expenses that may make it more difficult to avoid having holiday debt follow them into the new year. Here are five tips designed to give you less stress and more joy this COVID holiday season...

While the season is an opportunity to focus on the things that matter most in life, exchanging gifts is a long-standing tradition and a way to share joy with loved ones. Gift-giving is likely to be even more amped up this year, which might bring upon financial strain...

While the holidays are a festive time with family and friends, a potentially not-so-fun part of the season is the temptation to go overboard on holiday shopping. Whether it’s gifts for everyone on your shopping list, refreshments to create memorable parties and other events, buying trendy decorations or other holiday related purchases, it can be a time of financial stress...